Acceptable Use Policy
What you can and cannot raise money for, what you cannot post, and what happens when the rules are broken.
Last updated: 16/10/2026
Why this page exists
YabisoFund is a tool for raising money for a real-world cause. That's a narrow use case, our payment partner, enforces strict rules about what it can process — rules YabisoFund applies on top of its own. This page draws the line so you don't start a fundraiser, post content, or act in a way that gets the fundraiser suspended, your account closed, or, in serious cases, funds reversed.
Causes you cannot raise money for
We will not process donations or withdrawals for: sanctioned entities or persons; gambling and betting; controlled substances; pyramid schemes, multi-level marketing, or "passive income" programs; weapons and military equipment; escort or adult-content services; pharmacies or medical products not registered in your country; shell companies set up only to receive fundraiser proceeds; counterfeit goods; or unregistered charities soliciting donations as if they were registered. If your fundraiser falls into any of these categories, do not start it on YabisoFund — we will pause it and refund donors. We do not negotiate exceptions on these.
Fraud and misrepresentation
You cannot impersonate someone else, a public figure, a bereaved family member, or any real person who has not consented to you campaigning in their name. You cannot fabricate the cause of a fundraiser (an emergency that did not happen, a beneficiary that does not exist, a target unrelated to the actual need). You cannot artificially inflate donor counts or amounts raised, including through accounts you control. If we have reasonable grounds to believe a fundraiser is fraudulent, we pause withdrawals while we investigate and may share evidence with the relevant authorities where required by law.
Cover photo
Every fundraiser needs a cover photo that genuinely reflects the cause, person, family, or project it supports. Generic stock photos, screenshots found elsewhere, and AI-generated images are not allowed — they make it too easy to fabricate a beneficiary or a scene that never happened. We treat these the same way we treat any other misrepresentation: the fundraiser is removed and the organizer's account is reviewed. If you don't have a photo, a real shot from a phone always inspires more trust than a polished synthetic one.
Harassment, threats, and hateful content
Your fundraiser's description, donor messages, and any update posted on YabisoFund must never target a person or group with harassment, threats of violence, or content that promotes hate or violence based on ethnicity, religion, nationality, sexual orientation, gender, disability, or any other protected characteristic. Repeated or severe violations close the account.
Spam and platform abuse
YabisoFund is designed for groups that already know each other in real life. Mass-broadcasting a fundraiser's link to people with no prior connection to the cause, especially across WhatsApp groups or mailing lists you don't own, is platform abuse and a frequent vector for fraud. We monitor for sudden suspicious traffic and may pause a fundraiser whose donation pattern looks artificially bought or coordinated.
Who can be a beneficiary
For a personal-cause fundraiser (medical expenses, a funeral, a wedding), the beneficiary must be a real person, and you must either be them, be authorized by them, or be an immediate family member acting in good faith. For a fundraiser run on behalf of an organization, that organization must be a real entity the organizer can document — which is why organization-type accounts must have their identity verified before any fundraiser of theirs can go live.
What happens when these rules are broken
For a minor incident or ambiguity (a vague description), we contact the organizer and ask for clarification. For a clear violation of a prohibited category, fraud, or harassment, we immediately suspend the fundraiser, freeze the available balance, and notify donors that withdrawal is on hold while we investigate. A confirmed violation closes the account, refunds pending donations where we can, and may be reported to our payment partner or the relevant authorities depending on severity.
How to report a fundraiser
If you see a fundraiser on YabisoFund that violates this policy (fraud, a prohibited category, harassment, impersonation), contact us through our contact form with the fundraiser's link and a one-sentence description of the problem. You don't need to have contributed to that fundraiser to report it. We never disclose who reported a fundraiser unless legally required to.
Report a fundraiser →Changes to this page
This list evolves when our payment partner updates its own rules, when a regulator publishes new guidance, or when we add new constraints based on what we see. Material changes are announced by email to organizers at least seven days before they take effect. The "Last updated" date at the top of this page changes every time.